Payment Policy
Effective Date: January 18, 2025

At Maggcite, we aim to provide a smooth and secure payment experience for our customers. This Payment Policy outlines the terms and conditions related to payments made on our website (maggcite.com) and in-store purchases. By making a purchase, you agree to the terms set forth in this policy.

1. Accepted Payment Methods

We accept the following payment methods for online and in-store purchases:

  • Credit/Debit Cards: Visa, MasterCard, American Express, Discover
  • PayPal
  • Digital Wallets: Apple Pay, Google Pay
  • Other payment methods may be available at checkout depending on your location and the payment provider.

2. Payment Authorization

  • All payments are subject to authorization by the payment provider.
  • When you make a purchase, we will process your payment immediately after confirming your order. If your payment is not authorized, the order will not be processed.
  • If you use a credit card or debit card, you represent and warrant that you are authorized to use the card and that you have sufficient funds to cover the total cost of the transaction.

3. Security

  • We use secure encryption technologies to protect your payment information during the transaction process.
  • Our website complies with the Payment Card Industry Data Security Standard (PCI DSS) to ensure the security of your payment details.
  • While we strive to keep our systems secure, we cannot guarantee that unauthorized third parties will never be able to breach our security measures.

4. Pricing and Taxes

  • All prices on our website are in USD and include applicable taxes unless otherwise stated.
  • Sales tax is applied based on the shipping address you provide and will be calculated at checkout.
  • If you are exempt from sales tax (e.g., due to nonprofit status), please contact us for further assistance.

5. Order Confirmation and Receipt

  • After placing an order, you will receive an order confirmation email with the details of your purchase.
  • A receipt of payment will also be provided, either via email or in physical form (for in-store purchases).
  • In the event of an issue with payment, we will contact you to resolve the matter before proceeding with the order.

6. Payment Disputes

  • If you believe there is an error or issue with a payment, please contact us immediately at info@maggcite.com or (606) 598-7114.
  • We will review the situation and work with you to resolve any payment-related disputes.

7. Cancellations and Refunds

  • Payments are processed immediately upon order placement.
  • If you wish to cancel your order, please refer to our Refund and Returns Policy for information on how cancellations and refunds are handled.
  • Refunds will be issued to the original payment method used during purchase.

8. Payment Fraud Prevention

  • We take measures to prevent payment fraud and protect our customers.
  • In the event of suspected fraud, we may request additional information to verify your identity and ensure that the payment is legitimate.
  • If fraudulent activity is detected, we reserve the right to cancel the transaction and take appropriate action.

9. Currency and Fees

  • All transactions are processed in USD unless otherwise specified.
  • If you are using a non-US card or payment method, foreign exchange fees may apply according to your payment provider’s terms.

10. Changes to This Payment Policy

We reserve the right to update or modify this Payment Policy at any time. Any changes will be effective immediately upon posting to our website. We encourage you to review this page periodically for any updates.

11. Contact Us

For questions or concerns regarding payments, please contact us:

  • Address: 449 Gibson Rd, Manchester, Kentucky
  • Phone: (606) 598-7114
  • Email: info@maggcite.com